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Posts under ‘Renting & Real Estate’

Can I get a mortgage with poor credit but cosigner with credit scores of mid 700′s but high DTI?

dusty_roade asked: I am recently divorced and reestablishing my credit. I had scores in the 620 range until I disputed some inaccurate items on my report. Cleaning them off dropped my scores to mid to high 500′s because of losing history. I also have limited income. My father offered to cosign a home for me; [...]

How much should I have in savings before buying a home?

risingstorm1914 asked: I am 23 about to start my savings for home purchase. I currently owe 80k in student loans and I am making 40k but that will change after graduation in May and I am also planning to work a second job after grad boosting my income to low to mid 80s. I intend [...]

When is a good time to start looking at apartments?

subarugirl06 asked: My fiance and I are graduating from college in mid-may, then getting married July 14, after which we will be gone for a few weeks for a possible road trip honeymoon, or cruise, we’re still deciding but it will definitely be a couple weeks. Once we come back we’ll start working at our [...]

What would you do if you were in my financial situation?

TonyM asked: For the past few years, I’ve been living at home (rent-free) which is good in that it allowed me to save money, but bad for other reasons. Anyway, I’m looking to live elsewhere, but I’m looking for advice on what I should be considering. First off, I want to continue to live in [...]